At Financial Coach, retirement planning is what we do. But it is not what you think it is. For much of our industry retirement planning means selling the “product du jour” as the solution, and then hoping that everything works out. Not here. With so much riding on “getting it right,” we believe that you need a thoughtful, deliberate, and comprehensive approach to planning your future. The consequences of winging it, cutting corners, using antiquated methods, or even just ignoring it are earth shattering, while the benefits of a strategic planning approach lead to clarity, capability, and confidence.
The paradigm has shifted. This is not your grandfather’s retirement. The client’s of Financial Coach are experiencing a retirement life like no other generation before them, with improved health, technology, travel, and enjoyment. Many are creating new businesses or going back to school. Others are actively engaged with grandchildren and see this as a time of renaissance, not a time to ride off into the sunset.
Along with these opportunities to take advantage of, there are also dangers to avoid. A longer, more active life also means more pressure on savings to generate income. The pressure will only increase as we see the continued erosion of defined benefit pensions, while social security benefits lose ground to the rising cost of living. A longer life also means many of the new and rising costs are healthcare related, and many folks are not prepared or not being educated as to how to deal with them.
A question we get from many people is: “Who do we turn to?” With so much conflicting information out there, with so many people holding themselves out as “retirement planners,” and with confusion about who to trust, no wonder folks are either ignoring things or cutting corners. At Financial Coach, we draw the following analogy:
In medicine, you wouldn’t dare see a podiatrist if you needed heart surgery or a pediatrician if you needed a knee replacement. Would you? Then why in finance do people seek out retirement advice from insurance agents or brokers? Why do we continue to rely on product sales people to guide us through the most important family planning endeavor, and then why are we surprised when the outcome is less than satisfactory?
Other than your health and your family, is there anything more sacred than your financial wellbeing and independence? At Financial Coach, we provide the tools, the tactics, and the systems necessary for high achieving families to exceed even their own expectations. This new, exciting, and often uncharted time of life has unlimited possibilities and we accept the mission to help our clients achieve retirement lives they’ve only dreamed about.
The team atmosphere and opportunity for personal and professional growth is what drew Meghan to Financial Coach and now, over three years later, Meghan has obtained her CERTIFIED FINANCIAL PLANNER™ certification and serves as an Associate Wealth Advisor where her duties revolve around the client experience. As a CFP® Practitioner Meghan is required to ensure that client interests are put first and that … » READ MORE
Meghan Tait CFP®
Associate Wealth Coach
Money can be a taboo topic, it’s something we’re told not to discuss in public and that it’s bad manners to compare wealth. And those rules still apply to the Thanksgiving dinner table, but at Financial Coach, Carmen strives to let people feel comfortable with the topic. “The feeling I want someone to get is that yes, finances can be … » READ MORE
Mike is the Chief Investment Officer and a Senior Advisor at Financial Coach. With over 25 years of industry experience, Mike has worked at major financial institutions such as The Vanguard Group, Blackrock, the National Stock Exchange, JPMorgan, and Susquehanna International Group. His perspective has been shaped by serving in a variety of leadership roles at these diverse firms. “In the … » READ MORE
Michael Traynor CFA®, MBA
Chief Investment Officer, Senior Wealth Coach
Jeff began his career in 1999 with a small local insurance company, but knew something was missing in his career. In a world where bottom lines were more important than customer satisfaction, he craved an opportunity to be a more holistic planner for his clients and not try to hit a sales goal. “I knew that being more comprehensive was … » READ MORE
Jeff Mastronardo CFP®, CHFC®
Vice President, Senior Wealth Coach
While she now smoothly runs operations, marketing, and compliance for Financial Coach, Becky started her career as a journalist and didn’t know retirement planning would become the field for her. But under the tutelage of the team she found her calling, and she knows they can make it clear for you, too. “Retirement planning is something everyone relates to whether … » READ MORE
Compliance and Marketing Coordinator
As the leader of the Financial Coach team and an experienced industry professional having worked at such firms as ING Variable Annuities, Merrill Lynch, and BB&T Investments, Owen takes pride in being able to connect with clients one-on-one and clearly walk them through the ins and outs of financial planning. A former college lacrosse All-American and current triathlete, one of … » READ MORE
Retirement Income Planning; Asset Allocation and Investment Management; Estate and Legacy Planning; Charitable Gifting Strategies; Education Consulting; Tax Planning; Insurance and Survivor Needs Analysis; Retirement Benefits, Social Security, Pension and Medicare/Medicaid Planning
Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, CFP® (with plaque design) and CFP® (with flame design) in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements. ¦ CFA® and Chartered Financial Analyst® are registered trademarks owned by CFA Institute. ¦ The ChFC® is the property of The American College, which reserves sole rights to its use, and is used by permission.