“I’ve never met a backtest I didn’t like.” – William Sharpe Most people approaching or already in retirement have a desire for their investment portfolio to do three things, almost without exception: 1. Generate income to supplement other sources of cash flow such as pensions and social security 2. Grow over time to outpace inflation 3. […] » Read More
“When humans estimate the likelihood or frequency of an event, we make that judgement based not on how often the event has actually occurred, but on how vivid the past examples are.” – Benjamin Graham As 2016 kicks off, no doubt you have been barraged with the big headlines, highlighting a 6% first week decline […] » Read More
“Don’t just do something. Stand there!” – Jack Bogle During periods of market turmoil, we are often asked questions from our clients and acquaintances… “So what are you doing in client portfolios in response to this crazy market?” In the world of investments, there are plenty of “tactical” strategies that are designed and sold on […] » Read More
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Retirement Income Planning; Asset Allocation and Investment Management; Estate and Legacy Planning; Charitable Gifting Strategies; Education Consulting; Tax Planning; Insurance and Survivor Needs Analysis; Retirement Benefits, Social Security, Pension and Medicare/Medicaid Planning